I read an interesting article today regarding failure of power regulation capacitors on a wide range of common motherboards.
I would suggest...
...that anyone with an ABIT, Gigabyte, or ASUS motherboard bought since the beginning of 2001 be aware of this problem. Maybe check the capacitor brands on your motherboard the next time you have your case off.
It looks like the problem capacitors are often branded as Tayeh or Jackcon. In essence, what is happening is that some of these capacitors (the article has a couple of pictures you can look at to help you identify them) made in this time frame are failing well before half their rated lifespan has passed. The article talks about some industrial espionage that is at the root of the failure, and is kind of interesting to read.
Failure of the capacitors would likely result in the motherboard being damaged, and possible damage to other components on the motherboard (E.G.: the CPU). The capacitors burst when they fail, which can damage the surface of the motherboard and surrounding components (to say nothing of messing up the electrical properties of the system). Your computer would stop working, and repair could be kind of costly.
I'd suggest contacting your motherboard manufacturer if you find you have "suspect" capacitors on your motherboard. Replacing the motherboard is quite possibly cheaper than paying a technician to remove and replace the capacitors, but if your motherboard is under warranty this could all be covered for you.
Or you could just do what I'm doing. Wait for it to fail and maybe use the failure as an excuse to upgrade...